Insurance

I thought of a Break-Up-Insurance today. This may sound stupid at first, but think about it: People have LIFE insurances. Seriously, as if you could insure Life that way. No, you can’t. You should be already dead at the time the money is released. And whatever others will do with the money, it is not going to bring your life back.

BUT

Depending on how much worth you have been to others, they might be able to replace it with the money, by buying a Computer, Horse or Ferrari. This sounds cruel and hopefully in most cases won’t work that way, but nevertheless money might help.

After the same principal a Break-Up-Insurance could work, and it could be arranged quite simple. Both dating partners would agree on the amount they pay each month in the Break-Up-Insurance-Account.

So assuming in the course of their first romantic candlelight-dinner they agreed on 50 Euro per month. It would mean 100 Euro for each month of dating being paid in the B-U-Account. If now after 5 months one partner decides to break up the other one receives 500 Euro. After 10 months or after a year or two it would be even more.
So then the Money could be used for chocolate, travels, Bungee jumping or whatever else might help to get over the break-up.
The monthly payment should be increased in case of engagement.
If it comes to the happy day of Marriage, the Money could be taken out that account and be used for the wedding rings or something similar.
- genial ;)